chuck

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Insurance Premiums Help Ban Tag

It's great that people are talking about this more and more. However, what you don't mention is that these schools have limited budgets and spend 20 to 30 percent of those budgets on high insurance premiums set by companies just like Liberty Mutual. In order to reduce the liabilities on the playgrounds across the country, school administrators are quick to bend to the will of over-protective parents who make these kinds of reactionary decisions in order to save themselves some money. Banning Tag serves two purposes for them: gets high-maintenance parents off their backs and gives them peace of mind that they're doing everything they can to minimize opportunities for injuries. Arguably, they're doing more harm than good, even as they are doing so with the best of intentions. These kinds of choices may be short-term solutions, however, the long-term implications of limiting unstructured play for children through activities such as Tag, and its countless versions, may be more costly than any of us realize.

3 months, 3 weeks ago In response to Not It

Define what responsibility means to you.